NAB Credit Card.
On 10 June 2019 Dr Wright emailed Mr Nguyen referring to a credit card number, describing it as “my old credit card” and attaching some screenshots of supposed banking records {H/78/1}. COPA maintains that the screenshots are forgeries, and I deal with that in section 27 in the Appendix. This point concerns how Dr Wright described the card when asked about it. When Dr Wright was taken to this email, his immediate response was to say that it was in fact a debit card, then adding that the card had been cancelled in 2005 {{Day2/30:10} - {Day2/31:11}}.
He evidently made these points about the card in order to back up his wider story about the email, by saying that the email could not have been putting this card forward as the credit card he had previously claimed in interviews he had used to buy the Bitcoin.org domain.
His evidence is undermined by the contemporaneous documents:
First, he had disclosed an NAB statement for a “NAB Low Rate Visa” card {L7/390/1}, which makes it very clear that the card was a credit card with Available credit of $981 and Credit Limit of $30,000 and describes it in the small print as a “NAB Credit Card account”. The statement related to the period August / September 2008, showing that the card had not been cancelled in 2005.
Faced with that evidence, Dr Wright denied that the card was a credit card and suggested that payments were being received but it was not to be used for payments, even though, as can be seen on the face of the document, payments were also being made.
Second, Dr Wright was then confronted with another document from his disclosure; a receipt from a garden centre {L5/70/38} for a payment actually made with a card with this number described as an “NAB visa credit card” in May 2009. He then pivoted to saying that his wife must have used the card, despite the bank having told them not to use it. See {Day2/79:15} to {Day2/82:9}.
The evidence establishes, in my judgment, that Dr Wright was lying when he said (a) this card was not a credit card and (b) that it had been cancelled in 2005 or that it was not to be used after 2005.